The policy covers loss to
Perils
Covered :
Building and contents
Fire, lightning, acts of god, riot and strike, impact, explosion of
gas in domestic appliances, burglary, house breaking and theft.
Jewellery and Valueables
Any
accidental loss/damage.
Baggage while on travel
Any accidental loss/damage.
Domestic Appliances
Any accidental loss/damage entirely due to electrical/mechanical
breakdown.
TV,VCR,
Audio System
Fire and allied perils, burglary, housebreaking, theft, electrical or
mechanical breakdown.
Pedal Cycle
Fire and related perils, riot, strike,malicious damage, theft.
Third Party Liability
Due to injury of third party or damage of third party property.
General
Exclusions
- War
and war like perils.
- Wear
and tear, depreciation and consequential loss.
- Nuclear
risks.
- Gross
and wilful negligence of insured.
- Violation
of policy conditions.
- Loss/damage/liability
where insured's family or insured's employee are involved as principal/acceessory.
- Intentional
act/self injury.
Premium
For Residential Building- Rs.0.50 per mille (Rs.1000/-).
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